The Big Question: What is the Best Rate?
As a mortgage broker of 37 years, I am always amazed that the first question I am ask is “what is the best rate?”. I then must remind myself that it’s possible that I would have asked this same question 37 years ago before becoming a mortgage broker. I decided it’s not that home buyers…
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What you need to know as a First Time Home Buyer
As it becomes more challenging for first time home buyer you need to take advantage of programs designed to assist you when buying your first home. The government says a first-time home buyer buy definition is a person who does not occupy a home currently this year and for the previous three years prior. So,…
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How to weather the Interest Rate storm
As a mortgage broker of 36 years never have I seen the mortgage market in such a state of unknown. I do all I can to keep informed for myself and my clients. I follow most major economists and read forecasts daily. I attend seminars, zoom meetings, webcasts, and conferences more than I have in…
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Should You Spend the Full Mortgage Amount You’re Approved For?
Before you start shopping for a new home, you’ll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not be what you can actually afford, based on your personal situation. Only you can decide…
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