The Big Question: What is the Best Rate?
As a mortgage broker of 37 years, I am always amazed that the first question I am ask is “what is the best rate?”. I then must remind myself that it’s possible that I would have asked this same question 37 years ago before becoming a mortgage broker. I decided it’s not that home buyers…
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What you need to know as a First Time Home Buyer
As it becomes more challenging for first time home buyer you need to take advantage of programs designed to assist you when buying your first home. The government says a first-time home buyer buy definition is a person who does not occupy a home currently this year and for the previous three years prior. So,…
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How to weather the Interest Rate storm
As a mortgage broker of 36 years never have I seen the mortgage market in such a state of unknown. I do all I can to keep informed for myself and my clients. I follow most major economists and read forecasts daily. I attend seminars, zoom meetings, webcasts, and conferences more than I have in…
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Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!
Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance at today’s low interest rates. With interest rates this low, you owe it to yourself to at least give refinancing a…
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Strategies to Dig Yourself Out of the Debt Hole
Debt. It’s something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can help you get your debt out of a seemingly unmanageable situation; it’s just a matter of choosing the right one for…
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Why You Need an Emergency Fund And How to Get One
Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, and more than half would have trouble coming up with $1,000 on short notice. That lack of savings puts them at…
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