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Stay Informed About Mortgages

Explore our extensive mortgage resources to empower your decisions.

November Mortgage Updates

A Renewal Guide For Canadian Homeowners As rates settle and the housing market cools, many homeowners are approaching mortgage renewal

First‑Time Homebuyers: Your Complete Guide to Getting Mortgage Approval in Canada

Buying your first home is exciting—but getting that mortgage approved can feel overwhelming. Lenders have strict criteria: they’ll look at

The Big Question: What is the Best Rate?

As a mortgage broker of 37 years, I am always amazed that the first question I am ask is “what

What you need to know as a First Time Home Buyer

As it becomes more challenging for first time home buyer you need to take advantage of programs designed to assist

How to weather the Interest Rate storm

As a mortgage broker of 36 years never have I seen the mortgage market in such a state of unknown.  

Should You Spend the Full Mortgage Amount You’re Approved For?

Before you start shopping for a new home, you’ll need to know exactly how much house you can afford. Otherwise,

Equifax compiles credit reporting data from many sources and creates a credit file that reflects your personal credit history including your FICO score. Now you can view your credit report online enabling you to monitor your credit and monitor your score while protecting yourself from identity theft.
www.equifax.ca
Sagen, formerly Genworth Financial, assists families with mortgages, protects families through insurance and helps customers secure their financial future.
www.sagen.ca
Backed by 60 years of experience, we work with community organizations, the private sector, non-profit agencies and all levels of government to help create innovative solutions to today’s housing challenges, anticipate tomorrow’s needs, and improve the quality of life for all Canadians.
ww.cmhc-schl.gc.ca
The Canada Revenue Agency (CRA) administers tax laws for the Government of Canada and for most provinces and territories; and various social and economic benefit and incentive programs delivered through the tax system.
www.canada.ca
Trans Union Canada is another consumer credit reporting agency providing credit reporting services to Canadian consumers. Trans Union Canada is also a great source of credit-related information.
www.transunion.ca
The Bank of Canada is the nation’s central bank. It is responsible for Canada’s monetary policy, bank notes, financial system and funds management.
www.bankofcanada.ca
Appraisal Institute of Canada is the premier real estate appraisal association in Canada. The institute is a self-regulating body whose mission is to protect the public interest by ensuring highest standards, practices and professional conduct in real estate appraisals.
www.aicanada.ca

Ready To Secure Your Future?

Contact Don Stoddart today for expert guidance on your mortgage needs and personalized solutions.